Nonduplication of benefits

Term · Insurance and risk management · MLC-T-INS-002332

A provision in insurance policies, particularly in health or disability coverage, that prevents an insured individual from receiving more than 100% of their actual losses when covered by multiple plans. This clause coordinates benefits among different insurers to avoid overpayment. It specifies which policy pays first and how subsequent policies contribute to the remaining covered expenses.

Table 1. Record
Identifier	MLC-T-INS-002332
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-002332",
  "term": "Nonduplication of benefits",
  "field": "Insurance and risk management",
  "definition": "A provision in insurance policies, particularly in health or disability coverage, that prevents an insured individual from receiving more than 100% of their actual losses when covered by multiple plans. This clause coordinates benefits among different insurers to avoid overpayment. It specifies which policy pays first and how subsequent policies contribute to the remaining covered expenses.",
  "url": "https://mlchart.com/terminology/insurance/nonduplication-of-benefits/"
}

Record 2,329 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.