Act of God
Term · Insurance and risk management · MLC-T-INS-000306
An event arising from natural causes without any human intervention that could not have been prevented by reasonable foresight or care. Such events include floods, earthquakes, tornadoes, and lightning strikes. In property insurance, whether a loss from an act of God is covered depends on the specific perils named in the policy or if the policy provides all-risks coverage.
| Identifier | MLC-T-INS-000306 |
|---|---|
| Field | Insurance and risk management |
| Subject | Commercial Property |
Record as JSON
{
"id": "MLC-T-INS-000306",
"term": "Act of God",
"field": "Insurance and risk management",
"definition": "An event arising from natural causes without any human intervention that could not have been prevented by reasonable foresight or care. Such events include floods, earthquakes, tornadoes, and lightning strikes. In property insurance, whether a loss from an act of God is covered depends on the specific perils named in the policy or if the policy provides all-risks coverage.",
"subject": "Commercial Property",
"url": "https://mlchart.com/terminology/insurance/act-of-god/"
}
Record 37 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.