MLchartDataset catalogue

Pluvial flooding

Term · Insurance and risk management · MLC-T-INS-002581

Flooding caused by heavy rainfall that overwhelms the drainage capacity of an area, leading to surface water accumulation. This type of flooding can occur independently of an overflowing river or coastal storm surge. Standard homeowner's insurance policies typically exclude pluvial flooding, requiring a separate flood insurance policy.

Table 1. Record
IdentifierMLC-T-INS-002581
FieldInsurance and risk management
SubjectPersonal Lines
Record as JSON 
{
  "id": "MLC-T-INS-002581",
  "term": "Pluvial flooding",
  "field": "Insurance and risk management",
  "definition": "Flooding caused by heavy rainfall that overwhelms the drainage capacity of an area, leading to surface water accumulation. This type of flooding can occur independently of an overflowing river or coastal storm surge. Standard homeowner's insurance policies typically exclude pluvial flooding, requiring a separate flood insurance policy.",
  "subject": "Personal Lines",
  "url": "https://mlchart.com/terminology/insurance/pluvial-flooding/"
}

Record 2,612 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.