Silica

{
  "id": "MLC-T-INS-003087",
  "term": "Silica",
  "field": "Insurance and risk management",
  "definition": "A common mineral, silicon dioxide, that can cause severe respiratory diseases, such as silicosis, when inhaled as fine dust. In insurance, claims related to silica exposure often involve product liability or workers' compensation for occupational illnesses. Many liability policies include specific exclusions or limitations for claims arising from silica-related injuries due to the widespread nature of the hazard.",
  "subject": "Excess Umbrella",
  "url": "https://mlchart.com/terminology/insurance/silica/"
}