Vermin

{
  "id": "MLC-T-INS-003477",
  "term": "Vermin",
  "field": "Insurance and risk management",
  "definition": "Small animals or insects that are destructive, annoying, or disease-carrying, such as rats, mice, termites, or cockroaches. Insurance policies frequently exclude damage caused by vermin from coverage, considering it a maintenance issue rather than a sudden and accidental peril. This exclusion appears in many property insurance forms, including homeowners and commercial property policies.",
  "url": "https://mlchart.com/terminology/insurance/vermin/"
}