Laser exclusion

Term · Insurance and risk management · MLC-T-INS-001958

An exclusionary endorsement that removes coverage for one specific, named exposure, such as an individual claimant, a particular product, substance, or project, while leaving the rest of the policy intact. Insurers typically use it at renewal to carve out a known problem rather than decline the account. It appears in claims-made general liability policies and in medical stop-loss contracts, where a named high-cost individual is carved out.

Table 1. Record
Identifier	MLC-T-INS-001958
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-001958",
  "term": "Laser exclusion",
  "field": "Insurance and risk management",
  "definition": "An exclusionary endorsement that removes coverage for one specific, named exposure, such as an individual claimant, a particular product, substance, or project, while leaving the rest of the policy intact. Insurers typically use it at renewal to carve out a known problem rather than decline the account. It appears in claims-made general liability policies and in medical stop-loss contracts, where a named high-cost individual is carved out.",
  "url": "https://mlchart.com/terminology/insurance/laser-exclusion/"
}

Record 1,868 of 3,682 in Insurance and risk management terminology (MLC-0106). Request the full dataset.