Permanent total disability

{
  "id": "MLC-T-INS-003714",
  "term": "Permanent total disability",
  "field": "Insurance and risk management",
  "definition": "A state where an injured worker is unable to return to any gainful employment due to a work-related injury or illness, with no expectation of recovery. This condition qualifies the individual for ongoing wage replacement benefits, often for the remainder of their life, and medical care related to the injury. The specific criteria for determining permanent total disability vary by state workers' compensation statutes.",
  "subject": "Workers Compensation",
  "url": "https://mlchart.com/terminology/insurance/permanent-total-disability/"
}