Excess point

Term · Insurance and risk management · MLC-T-INS-001379

The specific monetary amount or attachment point at which an excess insurance policy or reinsurance treaty begins to cover losses. It represents the limit of the underlying insurance coverage or the ceding insurer's retention. Losses below this point are borne by the primary insurer or the insured, while losses above it are covered by the excess layer.

Table 1. Record
Identifier	MLC-T-INS-001379
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-001379",
  "term": "Excess point",
  "field": "Insurance and risk management",
  "definition": "The specific monetary amount or attachment point at which an excess insurance policy or reinsurance treaty begins to cover losses. It represents the limit of the underlying insurance coverage or the ceding insurer's retention. Losses below this point are borne by the primary insurer or the insured, while losses above it are covered by the excess layer.",
  "url": "https://mlchart.com/terminology/insurance/excess-point/"
}

Record 1,240 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.