Last injurious exposure

{
  "id": "MLC-T-INS-001961",
  "term": "Last injurious exposure",
  "field": "Insurance and risk management",
  "definition": "A legal rule used in workers' compensation cases to assign liability for occupational diseases that develop over a long period and involve multiple employers or insurers. Under this rule, the employer or insurer providing coverage at the time of the employee's most recent exposure to the harm-causing substance or condition is held fully responsible for the claim. This principle avoids the difficulty of apportioning liability among multiple parties over many years.",
  "url": "https://mlchart.com/terminology/insurance/last-injurious-exposure/"
}